STANDARD CHARTERED - MANHATTAN

After my personal experience since past few years, I would consider this card to be at the first rank and it deserves to be at the first rank.

Cashback & Points

5% Cashback on Supermarkets

& Departmental Stores

Maximum ₹150 INR cashback per transaction.

Maximum ₹500 INR cashback per month.

3x Points on ₹150 INR spent on other categories

Please check Terms & Conditions.

If ₹5,00,000 INR is spent every year - ₹8,000 INR can be earned as Cashback

(₹6,000 INR - Direct Cashback & ₹2,000 INR - Vouchers)

(₹1,20,000 INR for Supermarkets & Departmental Stores & ₹3,80,000 INR for Other Transactions)

If ₹8,80,000 INR is spent every year - ₹10,000 INR can be earned as Cashback

(₹6,000 INR - Direct Cashback & ₹4,000 INR - Vouchers)

(₹1,20,000 INR for Supermarkets & Departmental Stores & ₹7,60,000 INR for Other Transactions)

Example - Voucher is for Big Bazaar - ₹1,000 INR Voucher can be redeemed on every 3,800 Points

(To earn 3,800 Points - Transaction required is ₹1,90,000)

For other brands - Shopper's Stop - 3,700 Points / Lifestyle - 3,950 Points and lot's more

Joining Fee of ₹999 INR

(₹2,000 INR - Book My Show Vouchers)

Renewal Fee of ₹999 INR

(Waived on spending ₹1,20,000 INR)