CRED -  PAYMENTS APP

The biggest reason for me to rank this financial services at no. 1 is only one. Never seen before and joined recently. Rewards for Payments has never been done before.

Cashback & Points

calculations

If ₹2,40,000 INR is paid every year - ₹6,000 INR can be earned as Cashback (Nykaa)

(₹6,000 INR - Redemption Cashback)

(Only for credit score above 750)

If ₹4,80,000 INR is paid every year - ₹12,000 INR can be earned as Cashback (Nykaa)

(₹12,000 INR - Redemption Cashback)

(Only for credit score above 750)

CHARGES

Joining Fee is Nil.